Phishing (pronounced as “fishing”) is a fraudulent attempt, usually made through email, to steal your personal information e.g. usernames, passwords, PINs, credit card numbers, bank account numbers etc. The best way to protect yourself from phishing is to learn how to recognize it.
The following are some qualities that identify a phishing email:
Phishing emails will purport to be from your bank, popular social web sites, online payment processors, IT administrators etc.
Phishing emails may contain links that direct users to enter details at a fake website whose look and feel are almost identical to the legitimate one.
Phishing emails will often threaten some action unless you do what they are asking. They may threaten that your account will be suspended or deleted, or that you will be unable to transact in the future.
Phishing emails also promise free things such as mobile phones, money, and other gifts. Remember, if anyone is offering anything for free, you are the product.
How can you prevent phishing attacks?
Check the source of information from incoming mails – NIC bank will never ask you to send your passwords or any other personal information by mail. Never respond to these questions, and if you have the slightest doubt, call NIC bank directly for clarification.
Never go to NIC bank’s website by clicking on links included in your emails as it might direct you to a fraudulent website. Type in the URL directly into your browser or use bookmarks / favorites if you want to go faster.
Phishing doesn’t only pertain to online banking, it can also use any popular website such as eBay, Facebook, PayPal, etc. to steal personal data.
Phishing knows no boundaries, and can reach you in any language. In general, they’re poorly written or translated, so this may be another indicator that something is wrong.
The best way to prevent phishing is to consistently reject any email or news that asks you to provide confidential data. Delete these emails and NIC bank to clarify any doubts