It’s important to be sure repayments will fit in with your other monthly commitments.
We’ve prepared this personal planner to help you see what you can afford.
Most of you may think that planning your budgets should be a tedious task but at NIC Bank we think differently.Planning your financials should be easy and we would like you to get a better understanding of your financial spend. Simply enter your current income and expenses in the table below then vary the amount you spend to see how it affects your budget.
Tip: Aim to increase your income by reducing your expenses, your expenses should be less than 40% of your total income.