Lines of Credit
Overdraft: This product caters for the financing of customers working capital cycle taking into account the lead times in procurement of stocks, the manufacturing process and any terms of supplier credit including credit extended to customers.
This product is specially tailored to finance purchase of trading or manufacturing stocks. The repayment is structured into short term installments to suit the business cash conversion cycle.
Term Loans (Construction loans, Asset Based lending, Capital Expenditure loans)
Due to the long term nature of capital expenditure for companies, financing is required for a matching term. Revenue from projects and equipment on term funding is usually generated after completion hence the need to match repayments to the customers future cash flow.