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  • NIC House
    Masaba Rd, Upperhill.
    P.O.Box 44599-00100,
    Nairobi Kenya
    Tel: +254(20) 2888217
    Fax: +254 (20) 2888505
    Mobile: +254(711) 041 111
    Mobile 2 : +254(732) 141 111
    Swift Code: NINCKENA

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  • Choosing the right mortgage plan is a top priority when beginning the journey to home ownership. The option you choose should fit your unique needs and preferences. At NIC we have a dedicated team of Mortgage specialists to walk with you through the journey towards securing your dream home.

    NIC Mortgage offers you a variety of options:

    • Equity Release – Financing against your already existing house
    • Purchase Financing – Loan that funds to buy a readymade house
    • Top-Up – Increase in value of your existing mortgage due to reduction of loan amount or appreciation of property value
    • Balance Transfer/Refinance -Transfer of an existing mortgage from one financier to another
    • Construction Finance – Loan that funds the building of a residential  home or residence
    • Plot Purchase – Financing to buy vacant land
    • FEATURES AND BENEFITS
    • REQUIREMENTS
    • RELATED COSTS
    • Up to 90% financing for Kenyan residents and 70% financing for Kenyans in the diaspora
    • Mortgage Protection Insurance (MPI) cover that takes care of retrenchment, death and disability and social perils cover included
    • Competitive Interest rates
    • Flexible repayment periods of up to 20 years
    • No penalty for early repayment
    • Available to both Kenyan citizens and non-Kenyan permanent residents
    • We arrange for valuation and legal processes by bank-appointed service providers
    • Joint applications allowed
    • Minimum amount of KES 1 million. Maximum amount is based on your ability to repay.
    • Interest is charged on a reducing balance basis
    • A completed and signed Mortgage application form
    • Your Original ID/Passport (plus copies)
    • 6 months certified bank statement
    • 3 months pay slips
    • Sale agreement or letter of offer( for purchase mortgage only)
    • Letter of introduction from employer

    Cost associated with Mortgage

    • Arrangement fee
    • Legal Fee
    • Valuation fee
    • Stamp duty on Transfer
    • Stamp duty on Charge
    • Insurance

     

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    NIC House
    Masaba Rd. Upperhill.
    P.O.Box 44599-00100,
    Nairobi Kenya
    Tel: +254 (20) 2888217
    Fax: +254 (20) 2888505
    Mobile:  +254 (711)041 111/ +254 (732)141 111
    Email: customercare@nicgroup.com

     

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