OTHERS

OTHERS

Political Violence and Terrorism Insurance –

This cover offers protection against loss of personal and business property due to acts of political violence and terrorism. Such acts are usually excluded in most policies. Other acts covered include:

• Riots, strikes and civil commotion for political reasons
• Sabotage
• Malicious damage for political reasons
• Insurrection, revolution or rebellion
• Mutiny and coup d’etat
• Civil war

Cash in transit – covers against loss of money while in transit to and from the bank and also within the premises

Goods in transit – covers loss of or damage to property caused by fire, theft or accidental means whilst in transit by road or rail or whilst temporarily housed in the ordinary course of transit within the territorial limits.

Electronic Equipment, Computer and All risks insurance

Machinery Breakdown – this policy provides indemnity for physical loss or damage to machinery.

Professional Indemnity Insurance

This class of insurance provides cover for claims brought against the policyholder due to their professional negligence. Professional Indemnity Insurance (PI) is typically obtained by business professionals who provide advice to their customers, mainly Accountants, Advocates, Surveyors, Doctors, Engineers and Valuers.

Agricultural policies

a) Crop and Horticultural Insurance offers cover to farmers for their crop against fire, windstorm, excessive rainfall, uncontrollable pests and diseases, drought, hail.

b) Livestock Insurance offers cover to farmers for their livestock mortality due to accidental death, fire, lightening, flood and windstorm, diseases, emergency slaughter on medical grounds

ii) Theft of the livestock

Staff policies

As a benefit of employment, employees of the insured can enjoy other fringe benefits through Group insurance such as:-

1. Worker Injury Benefits Act (WIBA) that offers workmen compensation for injuries sustained whilst at work,
2. Group Personal Accident (GPA) which offers 24hours peace of mind, whether at work or home
3. Group Medical for both inpatient and outpatient medical expenses
4. Group Life covers with extensive options