NIC Health Insurance
The NIC Health is a tailor-made medical insurance cover with salient features and coverage including:
ü Covers both In and Outpatient expenses
ü It is a Self-rating product, making it easy to determine premiums payable
ü Cover for the elderly available -Maximum joining age is 70years
ü Pre-existing conditions are covered (from the 2nd year of insurance) including Cancer, HIV/AIDS
ü Flexible premium payment options
ü Wide network of service providers
ü 24hour helpline
It is an excess free policy