Credit Card
The Credit Card is a soft loan that gives you the convenience and security of being cash-free. This product is extremely competitive and boasts the following benefits:
- Free SMS alerts every time you make transactions that are authorized by us. Please alert the Card Centre if you receive an alert for a transaction that you are unaware of.
- Joining fee of KES 2,500/=
- Annual Fee of KES 2,500/=
- Interest rate of only 3.25% (for Freedom card) and 3.00% (for Gold card) per month
- Up to 50 days interest-free period
- Make payments through NIC ATMs
- Receive mini-statement from NIC ATMs
- Balance enquiry at any VISA ATM
- E-mail Statements
The Credit Card may be offered to
- Individuals
- Corporate Clients
- Business People
Requirements for the Credit Card for an individual salaried applicant
- Copy of latest 1 month pay slip
- Copy of National ID or Valid Passport
- Copy of PIN certificate
- Latest Utility Bill
- Bank statements – latest 3 months
Requirements for the Credit Card for self employed applicants
- Company must have operated for at least 2 Years.
- Certificate of Incorporation or Practicing Certificate for Professionals.
- Memorandum and articles of association. *
- Company PIN Certificate.
- Latest Audited accounts.
- Latest Company returns to the Registrar of Companies.
- Copies of ID Cards for all the Directors. *
- A Board Resolution from the Company authorizing the card issuance to the Applicant.*
- Copy of ID Card of the individual applicant.
- Copy of PIN certificate for the applicant.
- 6 Months Company Bank statements.
- Utility bill in the applicant’s e.g. Electricity, water or Telephone bills
- Applies to Limited Companies only.
