Account Features and Benefits

• Minimum opening balance of KES 2,000
• Minimum operating balance requirements
• Free Incoming salary transfer
• Free Visa Electron ATM Card
• Free NIC ATM Cash withdrawals, Cash & Cheque deposits
• One free bankers cheque/banker's draft every month
• Three Free Cheque books per annum
• Unlimited monthly standing orders/direct debits/EFTs
• Telephone banking through the Call Centre
• Transactional Mobile Banking through SMS
• Transactional Internet Banking through NIC Online
• Free Monthly statements via post or email
• Free local transfers to Savings or Young Mover's accounts
• Access to Pesapoint ATMs
• Free Account Opening Welcome Pack
• A maximum of Kshs 40,000/= withdrawal per day from any NIC ATM, with option to draw more on customer's requests.
• Access to NIC Service Centres
• Access to personal loans & home loans
• Access to an International MOVE Credit Card
• Access to an International VISA Electron MOVE Debit Card

The Flat Fee option is available for a monthly fee of KES 800/=.

Account Opening Requirements

• Original and copy of National Identification Card or valid Passport.
• Introductory Letter from Employer – Salary Account.
• Latest Payslip – Salary Account.
• Introduction by Referee (NIC Bank Account Holder).
• Original and copy of your Current Utility Bill.
• One (1) Colour Passport Size Photo.
• Duly completed and signed Account Opening Application Form, (inclusive of signed General Terms & Conditions)
• Copy of PIN certificate'
• Account Opening Balance – Kes 2,000.00 (plus Kes 100.00 Stamp Duty)