This savings account is for the more diligent saver with higher interest rates on amounts saved.

Account features and benefits

• Minimum Opening & Operating balance of KES 5,000
• Minimum Interest earning balance KES 20,000
• Tiered Interest Rates
• Interest Paid monthly on minimum collected balance
• One withdrawal per month allowable at any branch outlet countrywide
• No monthly charges
• Cash Secured Loan against deposit *

*conditions apply

Account Opening Requirements

• Original and copy of National Identification Card or valid Passport.
• Introduction by Referee (NIC Bank Account Holder).
• Original and copy of your Current Utility Bill.
• One (1) Colour Passport Size Photo.
• Copy of PIN certificate
• Duly completed and signed Account Opening Application Form, (inclusive of signed General Terms & Conditions)
• Account Opening/Minimum Balance – KES 5,000.00 (plus KES 100.00 Stamp Duty) – NIC Saver
• Account Opening/Minimum Balance – KES 100,000.00 (plus KES 100.00 Stamp Duty) – NIC High Yield Deposit