The Credit Card is a soft loan that gives you the convenience and security of being cash-free. This product is extremely competitive and boasts the following benefits:

• Free SMS alerts every time you make transactions that are authorized by us. Please alert the Card Centre if you receive an alert for a transaction that you are unaware of.
• Joining fee of KES 2,500/=
• Annual Fee of KES 2,500/=
• Interest rate of only 2.5% per month
• Up to 50 days interest-free period
• Make payments through NIC ATMs
• Receive mini-statement from NIC ATMs
• Balance enquiry at any VISA ATM
• E-mail Statements

The Credit Card may be offered to

• Individuals
• Corporate Clients
• Business People

Requirements for the Credit Card for an individual salaried applicant

• Copy of latest 1 month pay slip
• Copy of National ID or Valid Passport
• Copy of PIN certificate
• Latest Utility Bill
• Bank statements - latest 3 months

Requirements for the Credit Card for self employed applicants

• Company must have operated for at least 2 Years.
• Certificate of Incorporation or Practicing Certificate for Professionals.
• Memorandum and articles of association. *
• Company PIN Certificate.
• Latest Audited accounts.
• Latest Company returns to the Registrar of Companies.
• Copies of ID Cards for all the Directors. *
• A Board Resolution from the Company authorizing the card issuance to the Applicant.*
• Copy of ID Card of the individual applicant.
• Copy of PIN certificate for the applicant.
• 6 Months Company Bank statements.
• Utility bill in the applicant's e.g. Electricity, water or Telephone bills
• Applies to Limited Companies only.