Gold Flat Fee

Account Features and Benefits

Minimum opening balance of KES 2,000
Minimum operating balance requirements
Free Incoming salary transfer
Free Visa Electron ATM Card
Free NIC ATM Cash withdrawals, Cash & Cheque deposits
One free bankers cheque/banker's draft every month
Three Free Cheque books per annum
Unlimited monthly standing orders/direct debits/EFTs
Telephone banking through the Call Centre
Transactional Mobile Banking through SMS
Transactional Internet Banking through NIC Online
Free Monthly statements via post or email
Free local transfers to Savings or Young Mover's accounts
Access to Pesapoint ATMs
Free Account Opening Welcome Pack
A maximum of KES 40,000/= withdrawal per day from any NIC ATM, with option to draw more on customer's requests. Access to NIC Service Centres
Access to personal loans & home loans
Access to an International GOLD Credit Card
Access to an International VISA Electron GOLD Debit Card

The Flat Fee option is available for a monthly fee of KES 1,400/=.

Account Opening Requirements

Original and copy of National Identification Card or valid Passport.
Introductory Letter from Employer – Salary Account.
Latest Payslip – Salary Account.
Introduction by Referee (NIC Bank Account Holder).
Original and copy of your Current Utility Bill.
Copy of PIN certificate
One (1) Colour Passport Size Photo.
Duly completed and signed Account Opening Application Form, (inclusive of signed General Terms & Conditions) Account Opening Balance – KES 2,000.00 (plus KES 100.00 Stamp Duty)