Platinum Pay As You Go
Account Features and Benefits
- Account Opening Bal of KES 2,000
- No Minimum Operating Balance
- Ledger Fee FREE if balance is above Kshs 1,000,000 (otherwise Kshs350)
- Cheque Books available
- Free Monthly Statements
- ATM withdrawals at Kes30/- per withdrawal at NIC ATMs
- A maximum of KES 40,000/= withdrawal per day from any NIC ATM, with option to draw more on customer’s requests.
- Mobile Banking with M-PESA transfer facility of up to KES 140,000/day
- Transactional Internet Banking through NIC Online
- Access to an International Gold Credit Card
- Free International VISA PLATINUM Debit Card
- Preferential Interest rates
- Preferential Forex rates above certain threshold
- Negotiated Deposit rates above KES 2.0M
- Preferential Pricing on Personal and Home Loans
- Stock trading through NIC Capital Securities
- Access to Daily Market bulletins
- No transaction fees if minimum monthly balance of KShs 1,000,000 is maintained throughout the period
- Access to NIC Gold Corners at selected branches
- Dedicated Personal Relationship Manager
Account Opening Requirements
- Original and copy of National Identification Card or valid Passport.
- Introductory Letter from Employer – Salary Account.
- Latest Payslip – Salary Account.
- Introduction by Referee (NIC Bank Account Holder).
- Original and copy of your Current Utility Bill.
- Copy of PIN certificate
- One (1) Colour Passport Size Photo.
- Duly completed and signed Account Opening Application Form, (inclusive of signed General Terms & Conditions) Account Opening Balance – KES 2,000.00 (plus KES 100.00 Stamp Duty)
