Account Features and Benefits
- Minimum opening balance of KES 2,000
- Minimum operating balance requirements
- Free Incoming salary transfer
- Free NIC ATM Cash withdrawals, Cash & Cheque deposits
- One free bankers cheque/banker’s draft every month
- Three Free Cheque books per annum
- Unlimited monthly standing orders/direct debits/EFTs
- Telephone banking through the Call Centre
- Mobile Banking with M-PESA transfer facility of up to KES 140,000/day
- Transactional Internet Banking through NIC Online
- Free Monthly statements via post or email
- Free local transfers to Savings or Young Mover’s accounts
- Access to Pesapoint ATMs
- Free Account Opening Welcome Pack
- A maximum of KES 40,000/= withdrawal per day from any NIC ATM, withoption to draw more on customer’s requests.
- Access to NIC Gold Corners at selected branches
- Access to an International Gold Credit Card
- Access to an International VISA PLATINUM Debit Card
- Preferential Interest rates
- Preferential Forex rates above certain threshold
- Negotiated Deposit rates above KES 2.0M
- Preferential Pricing on Personal and Home Loans
- Stock trading through NIC Capital Securities
- Access to Daily Market bulletins
- No transaction fees if minimum monthly balance of KShs 1,000,000 is maintained throughout the period
- Dedicated Personal Relationship Manager
Account Opening Requirements